A vacation to hill station or beach, thinking of buying a new phone or worried about marriage expenses, Get Personal Loan every fun or responsibility, the financial requirement is necessary. It’s always a heartbroken thing to liquidity the growth of funds from mutual funds before maturity.
It’s also not a good idea to use your savings from the bank because shaving can be used instantly during an emergency. The 2nd problem of using a huge amount from the savings account is the TAX problem also.
So, a personal loan is introduced to provide you with finances at a very low rate of interest.
Benefits of Personal Loans
All the benefits depend upon bank to bank and NBFCs to NBFCs.
- Get Personal Loans even with -1 CIBIL Score
- Get information about your Rate of Interest and the Amount to be paid within 24 hrs.
- Fast loan disbursal in bank account within 3 days from the verification of files.
- Repay your loan amount with 5 years tenure.
- Get a loan anywhere from PAN India
- All processes are to be done digitally without running from bank to bank
- Get the best and low Rate of Interest from among 175+ Banks and NBFCs
- And many more.
Eligibility of Personal Loan Online and Criteria
- The minimum age of getting the Personal Loan Online applicant must be 21 years and the maximum age will be no more than 60 Years
- 3 months Vintage proof from the employee
- 3 months employer vintage proof (1-year vintage proof might be required in other banks or NBFCs)
- Minimum CIBIL score should not be less than 650
- The applicant with -1 CIBIL are also eligible
- An applicant without a salary slip is also eligible
Documentations Required
- KYC of an applicant
- Two Passport size photo + PAN Card + Aadhar card /Voter ID /Passport
- 3 months’ salary slip (Letterhead of a company in case salary slip is not available)
- 6 months net banking in PDF format
- Residential Proof
- Latest Utility Bill in case of the owner of the resident
- Rent Agreement in case of the applicant staying in rent.
- SOS in case of ongoing loan
